Note: This course is no longer on offer. The information is retained as a record of past activities and training.

Financial Awareness & Confidence Training (FACT) Programme

Have you been trying to build up your savings but find that your bank account is hardly growing?

Do you find yourself overwhelmed by all the different types of insurance available to you?

Do you worry about life after retirement but feel clueless about what you can do?

Have you been too afraid to turn to investments to increase your assets?

If you answer yes to one or more of these questions, you are definitely not alone. The life skill of money management presently receives little attention in formal education despite its utmost importance to women. When available, financial education in Singapore is often provided by vendors of financial products who may not be providing objective and impartial financial information.

AWARE has put together a highly affordable 3-part workshop called the Financial Awareness & Confidence Training (FACT) Programme to equip you with the knowledge you need to gain greater financial security.

What makes this course different is its format. Each module comprises a talk and at least 2 Money Club sessions. Participants can opt to their Money Club meetings after the course.

FACT trainers are experienced executives in financial fields such as personal banking, investment banking and asset management.

The training kicks off with an introduction to the foundations of personal finance. Topics include personal budgeting, debt management, savings and compound interest.

The second installment demystifies personal insurance, providing a clear overview on the types of insurance available, as well as the coverage women need during different phases of their lives.

FACT’s final session gives women the knowledge they need to enter the investment market with confidence. We clarify concepts like risk, return and time horizon of investments. We also deepen your understanding of investment fundamentals such as diversification, building an investment plan and assessing new investment opportunities.

A detailed study of women’s financial habits and experiences by Prudential America has shown that women who are financially knowledgeable tend to be more confident and proactive when it comes to achieving their retirement goals. The key to confidence is knowledge, and FACT will give you both.

Here’s a more detailed course outline:

1. FACT 1: Money & Me – Personal Financial Management

• Understanding one’s personal money style
• Understanding one’s financial situation
• Personal budgeting
• Developing a financial plan
• Balancing savings and spending
• Savings and compound interest
• Types of debt and debt Management
• Importance of emergency fund

Training date: Check back for updates

Where:
AWARE Centre (Block 5 Dover Crescent #01-22)

How much?
Single: $50
Pair: $80

AWARE members who log in at the website and purchase will receive a 40% discount. That is just $30 for the workshop or $48 for a pair.

2. FACT 2: Protecting Myself & My Family – Insurance

• Different types of Insurance

Training Date: Check back for updates

Where:
AWARE Centre (Block 5 Dover Crescent #01-22)

How much?
Single: $150
Pair: $240

AWARE members who log in at the website and purchase will receive a 33% discount. That is just $100 for the workshop or $150 for a pair.

3. FACT 3: Growing My Money – Investment

• Understanding risk, returns, and time horizon of investments
• Key investment risks
• Overview of major investment types
• Questions to ask when assessing new investment opportunities
• Basics of diversification
• Basics of building an investment plan

Training date: Check back for updates

Where:
AWARE Centre (Block 5 Dover Crescent #01-22)

How much?
Individual: $300
Pair: $500

AWARE members who log in at the website and purchase will receive a 33% discount. That is just $200 for the workshop or $300 for a pair.

AWARE’s Annual Regular Membership is just $40. Click here to become a member.

Please write to us at publiceducation@aware.org.sg if you have any questions.